Has your credit taken a hit, but you need a car?
WE CAN HELP! In fact, we love to do it all the time. Getting an auto loan and paying it well is actually a key step towards helping to rebuild credit. And as I always say, we don't just want to put you into a vehicle for the sake of it. Life is too short to hate what you drive.
Who qualifies for a loan?
You would be surprised! We have banks for every sort of situation. We have banks with programs for people who are in open bankruptcies. We have Repo Rehab (I like alliteration, what can I say). We have programs for people who have been kicked in the nuts by life as of late. After the last several years of absolute chaos, malarkey, and shenanigans in EVERYTHING, banks don't just look at the cover of the book-they look at the content. It's like when you buy the lads magazines "for the articles, and the new literature by Ray Bradbury or poetry by Shel Silverstein".
How to apply?
We have two ways to make it happen. The first way? Get in touch with us! Whether you give us a call (425.512.9000), or you fill out an application on our website-allow us to be your vehicular matchmaker. And Lord willing, this match will last longer than 90% of the matches on television dating shows. (just sayin') If you're in the boat of "what will I be able to get based on my situation?"? We can do a good amount of legwork ahead of time.
The second way? Come drop in during our normal business hours! We can get your information over to the banks, get a vehicle that will work, and even help you with quotes for insurance as well. (We know people)
Some helpful tips from the Cantina Queen herself:
- Be open on the vehicle. Our main objective is to help get you into something that is reliable and will last the length of the loan. While I can't guarantee that I can get you into a Buick Roadmaster (what can I say? I love Buicks), we can get you on the road to getting the dream vehicle. Many people get a vehicle and stay in it for two to three years-then they decide to upgrade
- A credit-worthy co-signer can make a massive difference in a loan! It can turn a no to a yes, and a blergh yes to a happy yes.
- Participate. The bank wants to see that you're willing to put something up, as a show of commitment to the loan.
- Auto loans have no prepayment penalties-so if your loan has 45 days til the first payment, make your first monthly payment at 30 days and then pay a little more at 45! Extra payments go towards paying down the balance, not the interest.
- We want to get you the right vehicle, and we want you to be protected. Thus, please ALWAYS ask about how you can protect your vehicle and loan alike. We have options!